Need a Loan

True buying power

Need a loan? Meet Need a Loan, your partner in 30-day, 60-day, and 90-day microloans and finance. We understand that unexpected expenses happen. Whether you need to cover a sudden bill, make home repairs, or handle a small emergency, we’ve got you covered.

Need a Loan is an NCR-approved loan company that specialises in micro and cash loans. We have years of experience helping South Africans finance and synergise their wants and needs, whether that’s remodelling your house or buying new tyres for your car. Our experts are ready and willing to consult with you on the loan you should take out and how it might benefit you. The team is passionate about ensuring clients get access to the most affordable rates and flexible terms.

We’re registered with the South African Revenue Service (SARS), have SAPS (South African Police Service) clearance, possess the relevant CIPC (Companies and Intellectual Property Commission) documentation and have bespoke Memoration of Incorporation documents. We are fully qualified and authorised to provide discrete, fast loans up to the value of R350 000.

Why Need a Loan?

Getting great loan terms and access to finance fast is low-hanging fruit with Need a Loan. We strive to empower clients by optimising their terms to add as much value as we can to their loans. Our consultants can help you strategically finance what you need to with fast loan turnaround times, flexible borrowing limits, negotiable loan rates, fixed interest rates, and a predictable repayment schedule. Get easy access to finance now with:

  • Competitive interest rates
  • No hidden fees
  • A simple application
  • Free credit check

Discover real buying power with Need a Loan today!

Apply Now

Latest News

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