Discover 90-day loans with Need a Loan, your trusted partner in safe, secure, and low-cost loans. We offer lower-than-average interest rates, personalised loan terms, free credit checks, and free personalised advice from experts. We’ll help you cover those pesky unexpected expenses like car repairs, medical bills, or just plain running out of money. Since interest rates have sharply spiked, affording the heightening cost of living has been just near impossible, especially for lower and middle-class South Africans. Need a Loan helps people all over the country cover costs without breaking the bank.
We’re not like other loan providers– we don’t ask for larger-than-life credit scores in the 800s to secure your low interest rates. We believe everyone should access easy finance, no matter their standing with the credit bureaux. Plus, our application process is free, fast and fuss-free. All we need is your smart ID card or green ID book and proof of address, like a bank statement or utility bill and your pay slip. Getting a loan online fast has never been easier.
Fast, Fun, Fuss-Free
Our easy-going and sociable consultants are ready to offer you financial advice on how to best take advantage of your loan, from budgeting advice to how to get a worthwhile side hustle. We only hire industry disruptors who know the industry like the back of their hands. The team will also consult with you to get a better idea of your circumstances and how we can help.
We’re able to offer you lower interest rates because these loans are unsecured. Meaning, we don’t ask for collateral like a house, car, or any other valuable asset to repossess when you take out a loan. We’re proud to say we’re trustworthy and our team has good hearts.
If you would like to take out a 90-day loan for free online, contact Need a Loan. We would love to help you.